Attract, Retain, Succeed: Custom Employee Benefits

 At Unique Benefits, we specialize in offering comprehensive and customizable group benefits plans tailored for businesses of all sizes. Whether you're a small business or scaling rapidly, we have solutions designed to attract top talent, retain valuable employees, and provide tax-efficient compensation.

Offering employee benefits is more than just providing financial security; it’s about building a workplace where employees feel valued and cared for. Here's how a well-designed benefits plan can enhance your business:

• Attract and Retain Talent: In today’s competitive job market, employee benefits can make all the difference when it comes to hiring and keeping the right people. A robust benefits package shows employees that their health, well-being, and future are important to you, reducing turnover and boosting morale.
• Tax Advantages: Providing group benefits is often more cost-effective than offering salary increases. While wages are fully taxable, health and dental benefits are tax-free, giving both you and your employees greater value for the money.

We offer a comprehensive range of employee group benefits that can be tailored to meet the specific needs of your business and your team. Our plans cover everything from essential health care to wellness support that promotes a balanced, healthy lifestyle.

• Life Insurance: Protects your employees' families by providing a lump-sum benefit in the event of death.
• Accidental Death & Dismemberment (AD&D): Offers additional financial protection for accidents that result in death or serious injury.
• Long-Term Disability (LTD): Ensures income replacement for employees who are unable to work due to a prolonged illness or injury.
• Short-Term Disability (STD): Provides income replacement during shorter recovery periods or temporary health conditions.
• Critical Illness Insurance: Offers a lump-sum payment upon diagnosis of a serious illness, helping employees cover medical expenses or adjust to life changes.
• Health Coverage: Includes extended health care services like prescription drugs, medical supplies, paramedical services (e.g., physiotherapy, chiropractor), and more.
• Dental Coverage: Ranges from basic preventative care to more comprehensive services like orthodontics or major restorative treatments.
• Vision Care: Covers eye exams, glasses, and contact lenses, ensuring that employees can maintain optimal eye health.
• Employee Assistance Program (EAP): Provides confidential, professional counseling and support for personal or work-related issues, from stress management to mental health challenges.
• Telemedicine: Gives employees access to virtual medical consultations, saving them time and offering convenience for routine health concerns.
• Health Care Spending Accounts (HCSA): Allows employees reimbursement for health and dental related expenses not covered by their primary benefits.
• Lifestyle Spending Accounts (LSA): Offers a flexible option for employees to be reimursed on wellness-related expenses such as gym memberships, fitness equipment, or nutrition programs.

Ready to take the next step? Contact us today to explore how our tailored employee group benefits can help your business thrive.